We all dream of being financially secure and independent. But sadly for many, this dream is seldom realised as we don’t have enough financial knowledge and skills to make informed decisions and take appropriate actions.

The reality is that a large proportion of South Africans are not sufficiently educated on financial matters. This lack of financial knowledge is one of the main contributing factors to our poor savings culture, and has led to the majority of people not being financially secure during their retirement.

Educational programmes and initiatives therefore need to be directed at helping people to understand the importance of saving and taking control of their financial well-being.  Both acsis and Personal Finance have recognised this need and through the financial planning club, have made a commitment to educate people on finances, investments, behavioural finance and the importance of holistic financial planning.

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